By John Russo, Dennis Herrera & Rocky Delgadillo
[Originally published in the Alameda Times-Star, Oakland Tribune and Daily Journals, July 5, 2003]
Consider this: a young, single man living in Oakland’s upscale Montclair district pays $3,400 per year for car insurance. But if that same driver, with the same driving record and number of years behind the wheel, moved five miles down the hill to the predominantly Latino Fruitvale neighborhood, he would pay $1,000 more for the same insurance.